Global Payment Infrastructure · 190+ Countries

Move money
at the speed
of zero.

ZeroOne connects businesses to every payment rail on the planet —
one API, zero friction, infinite scale.

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0B+ Transactions processed
0+ Countries & territories
0% Platform uptime SLA
BALANCES
Trust balance $0 USD
Income balance $24,831 USD
Dashboard
1 USDT 127.37 BDT
M
Trust balance
$0 USD
Min. trust balance: $10,000
Income balance
Deduct from income
$24,831.26 USD
Statistics 05.05.2026 — 05.05.2026
Deposits
Deposit amount0
Withdrawal amount0
Deposit other amount0
Transactions
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Show details
Payment processed € 12,400.00
✓ Done
Approval rate 98.3%
↑ +2.1%
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The Problem

Global payments are
still broken

Businesses expanding internationally face a wall of complexity that kills growth before it starts.

01

Fragmented payment providers

Managing 5–10 separate PSPs with different APIs, dashboards, and reconciliation formats wastes weeks each month.

02

High decline rates & fees

Poor routing logic sends transactions to the wrong processor — driving up declines, costs, and customer frustration.

03

Compliance & regulatory chaos

Each market has different KYC, AML, and reporting requirements. Staying compliant across borders is a full-time job.

04

Unscalable infrastructure

Legacy payment stacks collapse under peak load. Outages during high-traffic events cost businesses millions.

The Solution

One platform.
Every payment.

AI-Powered Smart Routing

Our routing engine analyzes 40+ signals in real time to send each transaction through the optimal processor — maximizing approval rates while minimizing cost.

  • Dynamic failover across 50+ acquirers
  • Approval rate uplift up to 18%
  • Cost reduction by up to 30%
  • Zero-code routing rules editor
01
Visa
MC
SWIFT
SEPA
ACH
Crypto

Multi-Currency Wallet

Hold, convert, and settle in 80+ currencies with interbank FX rates. Eliminate hidden conversion fees and give customers a local payment experience everywhere.

  • 80+ currencies supported
  • Interbank FX rates, 0.1% markup
  • Local acquiring in 40+ markets
  • Instant cross-border settlements
🇺🇸USD1.0000
🇪🇺EUR0.9234
🇬🇧GBP0.7891
🇯🇵JPY149.32
🇨🇳CNY7.2401
🇦🇪AED3.6725

Compliance Shield

Built-in KYC/AML, transaction monitoring, and regulatory reporting across 60+ jurisdictions. Stay compliant without building a compliance team from scratch.

  • Automated KYC/AML screening
  • PCI DSS Level 1 certified
  • GDPR & local data residency
  • SAR & regulatory report automation
PCI DSS GDPR AML KYC

Real-Time Analytics

A single dashboard for every transaction across every channel, region, and currency. Drill down into any metric in seconds — not hours.

  • Sub-second data latency
  • 200+ pre-built report templates
  • Custom KPI alerts & webhooks
  • Team role-based access controls
Why ZeroOne

The infrastructure that
serious businesses choose

Bank-grade security

End-to-end encryption, tokenization, and real-time fraud scoring on every transaction.

99.98% uptime SLA

Geo-redundant infrastructure across 6 regions. No scheduled downtime, ever.

Approval rate uplift

Our routing AI improves approval rates by an average of 18% within 30 days of going live.

Local payment methods

PIX, UPI, iDEAL, BLIK, Alipay, M-Pesa and 300+ local methods — all through one integration.

Developer-first API

RESTful API with SDKs in 12 languages. Integrate in hours, not months. Sandbox available instantly.

Dedicated support

24/7 technical support with a named account manager and 1-hour SLA for critical incidents.

Transparent pricing

No hidden fees. Flat interchange-plus pricing with full cost breakdown per transaction.

Modular by design

Use only what you need — accepting, issuing, FX, payouts, or the full stack. Scale each module independently.

Integrations

Connects to everything
you already use

Native connectors and certified partnerships with the world's leading platforms, banks, and networks.

+290 more integrations View all connectors →
For Developers

Built by engineers,
for engineers

A clean, well-documented REST API with predictable behavior. No surprises, no magic — just solid infrastructure you can build on with confidence.

  • Interactive API reference & sandbox
  • SDKs: Node, Python, Go, PHP, Ruby, Java
  • Webhook simulator & event logs
  • Idempotency keys & retry logic built in
Access sandbox →
payment.js 
import ZeroOne from '@zeroone/sdk';

const client = new ZeroOne({
  apiKey: process.env.ZO_API_KEY,
  region: 'eu-west',
});

const payment = await client.payments.create({
  amount: 50000,
  currency: 'EUR',
  customer: {
    id: 'cus_01HX...',
    email: 'alex@example.com',
  },
  routing: 'auto',
  metadata: {
    orderId: 'ord_8472',
  },
});

// ✓ Payment created in 94ms
// ✓ Routed via: Acquirer EU-3
// ✓ Status: authorized
Limited access · Apply now

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at zero?

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Live in production within 24 hours
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Transparent pricing from day one
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